Direct car insurance

Direct car insurance

While most ads proclaim loudly for direct motor insurance is so simple that even a caveman can do it, nothing could be further from the truth. The fact is that the insurer will look at your past driving record, age,  and the situation before deciding how much premium to charge you. If it was so easy, why not try to get insurance with a history of driving violations and chances are you will end up paying a higher premium, and to go to court or have your license revoked or canceled. To keep your premiums the lower face, a clean driving record is required and to keep it clean, avoids tickets and punishment. Here are some important factors to consider for Caveman (no pun intended):

Gender: If you happen to be born with a fair, chances are that you be an advantage to pay a lower premium. It may seem unfair, but this rule is based on the belief that men are generally more ruthless and run faster than women. Although, contrary to this belief, I saw some women who are in the younger age group ends up driving 70 miles per hour and crashing into another car bumpers. Well, there seems to be a bit  there, but life is not so beautiful after all.

Location: The location of the cave area. Staying in an upmarket area means a higher premium. Questions such as your ZIP code. If you stay in a neighborhood known, the chances of your car being beaten or robbed more than one person to remain in a relatively safe area. I have a brother who pays half the insurance premiums they pay. Auto insurance is a direct price of real estate, where the location of the questions too.

Type: If you own a flashy car models, options, is more likely to be stolen. In addition, there are some vehicles that are popular with car thieves than others. Car thieves and beautiful fantasy most popular models, because they are in high demand in the market for stolen vehicle parts and illegal export to other countries. Your insurance company will charge a higher fee for the privilege of owning one of these cars.

Past driving record: If the past is bad driving record, ie if you have been involved in an accident or received a record for drunk driving, you will pay higher premiums than you have a driving record relatively clean. While buying direct car insurance is important to know that the above factors as age, location, past driving record must be considered, even for a caveman.

Auto insurance is taken by a person to protect his / her assets like car, truck or vehicle with four wheels of fire, theft and damage. It’s a good idea to take an auto insurance policy after completely understanding the coverage available and the terms and conditions of the policy. It is even easier to get quote online car insurance by visiting the websites of insurance companies.